Isicelo seBhanki esiPhathwayo IBella sisicelo sebhanki esiphathwayo esisekelwe kujongano lwencoko. Iinkonzo zebhanki zinikezelwa ngencoko yombhalo nangemiyalelo yelizwi endaweni yeemenyu namaqhosha. Abathengi banokujonga iibhalansi zeeakhawunti, benze iintlawulo, bagcine imali, batyale imali, banikele kwaye bacele ingcebiso yezemali ngokuchwetheza okanye ngokuthetha umyalelo olula. Isicelo siqinisekisa isicelo ngasinye phambi kokuba sisenze, kwaye umncedisi we-virtual uxhasa izenzo zendlela yokuphila ezinxulumeneyo. Uyilo lujolise ekwenzeni ukusebenzisa ibhanki kube yinto yendalo ngakumbi, efikeleleka lula nelungeleyo kusetyenziso lwemihla ngemihla.